How Instant Warraanty Works

At Instant Warranty, we believe car repair coverage shouldn’t be complicated. Whether you're working with a participating service center or applying online.

Apply Now

1. Apply

Scan the QR code at a participating auto dealership or service center—or simply click “Apply Now” on our website. You’ll enter a few quick details about your vehicle and estimated repair needs. No paperwork or credit check required.

⏱ Takes less than 2 minutes
🛠 Works with your repair shop directly

2. Get your repair estimate

Once your service manager has diagnosed the issue, they’ll send us a detailed repair estimate. If you're applying independently, you or your shop can upload or email it directly to us.

✔ We only need the repair order, not your full history
✔ Estimates are reviewed the same day

3. Approve & eSign

After reviewing the estimate, you’ll get a digital agreement via email or text. Everything is handled online—no printing, scanning, or mailing.

📝 eSign in seconds from your phone or desktop
🔒 Safe and secure contract management

4. Place Your Refundable Deposit

To finalize your coverage, you’ll make a 10% refundable deposit based on the repair invoice amount. This deposit is:

✅ Applied to your final payment
🔁 Refunded if we are unable to activate coverage
💡 Transparency is our priority—no surprise fees

5. Pick up & We Cover

Call us at 1-800-xxx-xxxx when the repairs are done. We'll pay the shop directly, so you don’t need to front the full cost or wait for reimbursement.

🚗 You get your car back
💳 We handle the payment

6. Drive Protected

With your membership active, you’re now covered for eligible repairs and get access to exclusive benefits and continued support.

💬 Need help? Our support team is here 7 days a week
🛡️Real coverage. Real peace of mind.

Ready to get started?

Don’t wait for a breakdown to take control.
With Instant Warraanty, you can get real repair coverage in minutes—no credit checks, no delays, and no stress.

✅ Fast approval — no credit check
✅ Real-time coverage — no waiting period
✅ Direct payment to your repair shop
✅ 100% refundable deposit if not activated

Get started

PRICING

Affordability and Payment Estimate

Upgrade anytime before the 30th day or the 120th day!
Roadside assistance, payment protection, and other benefits are included during the membership period.

Silver

$ 150 /month

$150/Month, Total $1,800
$300/Month, Total $3,600
$450/Month, Total $5,400
Number of Monthly Payments: 12

Apply Now

Gold

$ 250 /month

$250/Month, Total $1,500
$500/Month, Total $3,000
$450/Month, Total $4,500
Number of Monthly Payments: 6

Apply Now

Diamond

$ 433 /month

$433/Month, Total $1,300
$867/Month, Total $2,600
$1,300/Month, Total $3,900
Number of Monthly Payments: 3

Apply Now

Why Choose Instant Warraanty over others.

: Purchasing the manufacturer’s extended warranty at the time of your vehicle purchase will require you to pay a large upfront payment of $3,000 to $6,000 for coverage that only starts after the original factory warranty expires 3 or 5 years depending on the type of repairs.
: While you can purchase a Vehicle Service Contract from third-party providers like CarShield or Endurance, be prepared for hefty premiums of $1,000 to $2,000 per year for repairs that may or may not occur or covered.
: With many Vehicle Service Contract providers, you can be denied coverage or only partial coverage for reasons such as “failure to prove evidence of proper maintenance”. (In 2020, the Better Business Bureau (BBB) received approximately 6,700 complaints, marking a 21% increase from the previous year)
: You may only repair your vehicle at approved repair shops.
: There is no coverage without Prior Authorization and all claims require deductibles!
: 24/7 Roadside Assistance: Includes towing, battery jump-starts, flat tire assistance, fuel delivery, and lockout services.

Involuntary Unemployment Payment Waiver: If the Member becomes involuntarily unemployed, up to $1,000 of the outstanding membership balance may be waived.

Accident and sickness Payment Waiver: up to 4 months or up to $1,000 of the outstanding membership balance may be waived.

Courtesy Waiver

Other Savings & Discounts: Members may qualify for exclusive savings and discounts on services and products from participating auto dealerships and partner businesses. Check here for details: [Insert Link or Contact Information for Discount Listings].
: Must be 21 years or older

Monthly income of $2,000 or more

Registered owner of the vehicle being serviced

Valid Driver License

Valid bank account with online access
: Any completed repairs requested by the customer

Purchase of parts and tires

$500 to $4,000 invoice
: Does not cover any future repairs. This is one-time coverage only!

Membership fee is not a premium for future coverage.

There is no need to renew, just apply again when you need it.

You do not need to cancel. Once the Membership Fee is paid in full, it will be cancelled automatically.
: Pays for 100% of repairs/purchase tires & Wheels at participating Auto Dealership Service Center

This is a one-time coverage for today’s repair.

Total Membership Fee is 30% to 80% more than the actual repair cost depending on the Membership Tier

Does not impact your FICO credit score in applying or during the Membership Period.

You are required to pay the total amount of the Membership Fee in your agreement adjusted for any Membership upgrades.

Automatic Cancellation upon full payment of Membership Fee.